If you live in and have credit card debt, you could qualify for this debt relief program
New Programs Are Available in , 3 quick questions to see if you qualify!
What Type of Debt Do You Have?
Credit Card
Medical Bills
Personal Loans
Federal Student Loan Debt
Federal Tax Debt
Car Loans or others
60%
Are You Currently Current with Payments?
Yes I Am
No, I'm Not
70%
Do you Federal or Private Student Loans?
Federal
Private
80%
Are you currently enrolled in school?
Yes
No
80%
Are you currently on an income-driven repayment plan?
Yes
No
0%
What Is Your Debt Amount?

Amount: $1,000

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Explore Financial Options - Effective Alternatives to Debt Settlement
Self. Your credit-building toolkit.
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A fast, FREE way to improve your credit score.
  • Get credit for your rent payments with all 3 credit bureaus — typically reported within 72 hours.
  • Using Self's Credit Builder Account can get you an average credit score bump of 49 points.*
  • Reduce Interest Rates and Waive Penalty Fees
Accessible Personal Loans Even If You Were Declined For Debt Settlement
Personal Loan Options from $1,000 to $50,000!
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Fast Approval Personal Loans for Financial Relief
  • Flexible Terms and Competitive Rates
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Effective Budgeting for Better Financial Health
  • Easy-to-Use Tools to Help You Track Spending and Reduce Debt
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How It Works

Start by completing a brief financial overview form. We’ll match you with suitable debt settlement programs from trusted companies.

Speak directly with a debt relief specialist who will explain your potential strategies and how they can be tailored to your needs.

Decide on the best course of action with confidence. Enroll through our platform to start your journey toward financial freedom.

Questions about debt settlement?

Debt settlement can be a vital step to regaining financial stability. Have questions about how debt settlement works?

Debt settlement is a process designed to help you reduce your overall debt. It involves negotiating with creditors to accept a payment that is less than the full amount you owe. Typically, this option is used by those who face financial hardship and are considering bankruptcy as an alternative.

Debt settlement is suitable for:

  • Individuals struggling to make minimum payments
  • Those with significant unsecured debt like credit card debt
  • People facing financial hardships such as reduced income or medical bills
  • Consumers seeking to avoid bankruptcy

Debt settlement can negatively impact your credit score in the short term since it involves stopping payments while negotiations take place. This can lead to creditors reporting missed payments to credit bureaus. However, reducing your overall debt can lead to a healthier financial status and may help you rebuild your credit over time.

We provide transparent guidance on how each step of the process might affect your credit and offer strategies to mitigate this impact.

The duration of the debt settlement process can vary depending on the amount of debt and your ability to accumulate funds for settlement. Typically, it takes between 24 to 48 months to complete the process, allowing you to become debt-free faster than making minimum payments or continuing to accrue interest.

Most debt settlement companies charge a percentage of the debt enrolled or a percentage of the debt reduced through settlement. This fee is generally payable only after a debt is successfully settled. Costs vary by company and situation, but transparent pricing and no upfront fees are standards we uphold.

Understanding the fee structure is crucial, and we ensure you know all the potential costs before starting the debt settlement process.